Free Credit Report

Free annual credit reports may be ordered online at annualcreditreport.com or by completing the Annual Credit Report Request form, available at consumerfinance.gov.

Annual Credit Report Request Service
PO BOX 105281
Atlanta, GA 30348-5281

Consumers must utilize the contact information listed above to request free copies. Consumers who contact the reporting agencies directly will be charged for their credit reports.

HOW DO I DISPUTE INACCURATE INFORMATION ON MY CREDIT REPORT?

You must contact EACH of the three credit reporting companies at the following address or phone numbers:

Equifax
PO BOX 105873
Atlanta, GA 30348
Phone: 800.685.1111 or 800.977.2493

Experian Consumer Assistance
PO BOX 2104
Allan, TX 75013-2104
Phone: 888.397.3742

Transunion Consumer Disclosure Center
PO BOX 1000
Chester, PA 19022
Phone: 800.888.4213